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Rate Shopping?

We now offer an outside source 'National average' ** for customers seeking a simple "Rate Quote":

Please contact your Carolina's Premier Mortgage Specialist for program specific rates of interest available for Your customized mortgage financing.  Rates and points are subject to change without notice and may vary based on mortgage product, the creditworthiness of the individual borrower and other loan specific information.

 

Carolina's Premier Mortgage Corp. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

Good Credit, Bad Credit...Even No Credit!

"We Say YES...Even If The Bank Said NO !"

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A+ Borrowers - Good Credit

We have programs that allow charge off accounts to remain unpaid and still qualify the borrower for financing. 

We Represent the Nation best lenders with literally hundred of program. We do an automated Rate Comparison of the top lenders to insure our clients get the best rates and programs.

We also offer some exclusive programs.

Self Employed Mortgage

JUMBO and Super JUMBO Mortgage

We have many programs for the self employed. Call us to find out more details.

We really shine on jumbo loans !!! most lenders charge a higher rate on jumbo loans - we don’t ! we have equity line jumbo’s with no mortgage insurance required …… that’s big. no lender beats our rates or service!

Construction loans and Permanent Mortgages

Interest Only Mortgage

We offer several types of construction loans. Construction to permanent one time closing, converts to a predetermined fixed rate upon construction completion. construction loan only this requires two closings. most buyers are more comfortable with the construction to permanent.

We offer interest only mortgages to all credit grades this guarantees the lowest monthly mortgage payment and can save as much as half on the monthly payment.

MTA Loan And Pay Option ARM

Manufactured and Modular Homes

This is by far the most flexible payment plan available giving the home buyer (4) different payment options each month. the client may pay 1) interest only 2) below prime interest only 3) 15 year 4) 30 year USDA rural development loans.

Modular equals stick built all programs available manufactured single wide or double wide have special programs.

EQUITY Lines of Credit

First Time Home Buyers 

Purchase or refinance, no mortgage insurance ever!

USDA 100% financing is the norm for first time buyers. conventional and special programs. All Zero Down Mortgages!

 

 

 

 

 

 

 

 

 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.

Long-term mortgage rates are determined by Mortgage Backed Securities (MBS) that react many times inversely to stocks (ie: Stocks Up, MBSs Down = Mortgage Rates Up).

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We Highly Recommend -Educated Consumers read the following ...

Fact: Published, Quoted and Web posted mortgage rates are nothing more than plain old fashioned Advertising - designed to get borrowers into the loan process.

There is Absolutely No Guarantee the Advertised or Quoted Rate will be honored.

Mortgage rates are Program Specific, Borrower Specific and adjust constantly throughout the day based on market conditions - just like stocks.

Only a detailed analysis of Your specific information can result in accurate program placement. Then and only then can appropriate rate information be determined.

Contact one of our Mortgage Specialists for your FREE mortgage financing evaluation.